What to Look for if Sunshine and Warmth are MUST HAVES

On our first visit to Florence from North Carolina in January 2004, our real estate agent told us that there are people who move to Florence seeking a small coastal town with natural beauty and the ambiance of Old Town. Florence has all that and more. But, he said, some leave after five years, seeking warmer temperatures and more sunshine. Well, Florence has warmth and sunshine too, but to find it in spades, those looking for the perfect home need to be experts about the area's many micro climates. Here's what I mean: most people think they want to live close to the beach, maybe even within walking distance. What could be finer? Well, here's some little known facts to consider about beach area living in Florence. In the summer, the prevailing winds are from the north, and let me tell you, that northern wind is chilly: the air temperature may be a perfect 70 but the northern wind makes it feel as though it's 40. In fact, it's often warmer on the beach in January than it is in July because there's no wind in the winter--I'm talking shirt sleeve warmth. Florence's winter weather is one of our best kept secrets. Here's another little known fact: if you're strolling the beach after noon in the summer, you're likely to get a free facial microdermabrasion because of blowing sand, so you learn to take your stroll at 10:00 a.m. and 5:00 p.m when the wind is calm. And then there's the summer fog: the fog line often hangs a half mile inland and follows the river all the way into Old Town Florence. Sometimes the fog doesn't lift until noon. Fog is cold. So all this means, if you want plenty of sunshine, don't live right at the beach or close to the river. Many people prefer living on the east side of highway 101 to be sure of sun because they're out of the fog line. Now to find warmth, that's a whole other story. Would you believe there are homes at the beach that are situated so perfectly that you can go out on your deck on a sunny day when the fog has lifted in a bikini and be perfectly warm--and tanned! You can even grow--and ripen--tomatoes, which for most places in the greater Florence area is a real art. Many people who want to be out of the wind and the fog and want to grow a garden live in the so-called banana belts north and south of the city. I have a friend who grows tomatoes as big as my two fists and zucchini like watermelons who lives on an acre in the south lakes area. He gets temperatures 80 to 85 degrees consistently in the summer. And I live 10 minutes north of Florence in the banana belt. However, I can't grow tomatoes because my home sits on top of a ridge and doesn't get nearly as much warmth as I need and can be breezy. But my neighbor below me has a home that is snugged into a sunny spot and she grows a huge organic garden with enough veggies to can and freeze. So it all comes down to this: unless you plan to spend lots of personal time trying to find out everything there is to know about Florence's microclimates, you'd be best served by finding a real estate agent who is a microclimatologist. Want to know more about Florence's weather? I have a chart of prevailing temperatues I can send you or look at the chart on our website, http://www.oregonflorencerealestate.com/.

Here Come the Feds, Here Come the Feds

The Feds have ridden up on their white horses once again, this time to institute changes to RESPA, the Real Estate Settlement Procedure Act, a federal law designed to help borrowers shop for the best loan. RESPA is enforced by HUD, Housing and Urban Development. RESPA requires federal loan or mortgage programs backed by the Feds, like FHA for example, to provide borrowers with how much their closing costs and other fees are going to be. Many people know this document as the Good Faith Estimate. Recent changes in RESPA regulations which became effective January 1, 2010, require a standard format for the Good Faith Estimate which clearly discloses key loan terms and closing costs. The estimate must remain valid and binding for a certain number of days, allowing borrowers to shop around for better terms and lower fees. Time periods under the new RESPA rules must be honored. The good news is that borrowers should be better informed and in a better position to speak with other lenders and negotiate a better loan. The bad news is that the lender now has more hoops to jump through that will require borrowers to jump through some hoops of their own.

My Favorite Neighborhoods, Part Three: Ocean View

Everyone who comes to Florence asks about property that's water view. That makes water view property especially valuable and therefore especially pricey. That said, there are water view properties that may be attainable for you. One of my favorite water view neighborhoods is Southview. Located about 7 miles north of Florence, Southview is located on a high bluff overlooking the Pacific. Many of the homes are positioned such that they can view the coastline south as far as 15 miles on a clear day. Right now there are three homes for sale ranging in price from $899,500 to $1,495,000 and ranging in size from 3,000 to 6,500 square feet. It's the most spectacular views in the Florence area. If you're looking for peace and quiet the WOW view and a beautiful neighborhood not far from shopping, they don't get any better than Southview. Now my favorite "affordable" ocean view neighborhood is Rhodoview Dunes. There are three homes for sale ranging in price from $349,900 to $499,000. These homes have views of the City of Florence, the dunes, the Pacific Ocean and in some cases, the Siuslaw River. They sit on a small ridge inside the city of Florence limits so have all city services like water, sewer, and so forth and are only a few minutes from great shopping at Fred Meyer. Kla-ha-nee is an ocean front/ocean view gated community. The ocean is only steps away from any of the homes in this neighborhood. There is only one home for sale right now and it's listed for $679,000. Fawn Ridge West is Florence's newest ocean view gated community. The homes being built there are all custom homes. There's only one for sale now, though there are lots for sale. The ocean views on this home are fabulous and yet you're out of the tsunami zone. The home is listed for $895,000 and it's a real bell ringer. Now apart from these planned neighborhoods, there are stand alone homes that have ocean views too. Take, for example, one on 3rd Avenue at Heceta Beach, priced at $699,000 with panoramic ocean views and a really short walk to the Beach. With nearly 3,200 square feet, it's not a bad deal, especially if you enjoy beachy rusticity. If the ocean isn't your favorite water, then the Florence area has river and lake views. I'll be blogging about those in future posts.

Commercial Property for Sale in Florence

I've just completed a cursory study of Florence commercial property for sale. Here's some observations. The least expensive property is a 40' x 40' airplane hanger at the Florence Airport on land leased by the City of Florence. Current lease is $386.56 annually. Schweiss bi-fold electric door is approx. 9'4" high and 37"6' wide. Seller financing to qualified buyer. All this for $50,000. And the most expensive property is $2,299,000 and consists of the Bead Warehouse with a half a million dollars worth of inventory and excellent income AND Town Center Condominiums built in 2007 which has 10 single level units with attached garages, all two bed and two baths. There's also a great Italian restaurant in a remodeled bungalow just off of highway 101; and the building that houses Florence's only organic restaurant is for sale for a mere $175,000 and it's smack dab on 101, so has great drive-by traffic. There's a couple of buildings in Old Town for sale, including a Bed and Breakfast in a Craftsman style home and a darling historic building on a double lot with room for expansion. Want a motel? Or an RV storage park? Or how about a very profitable bar? You name it. We've got it. The selection of commercial property and businesses for sale in the Florence area has never been better. Just ask me about it.

Who Owns Oregon's Beaches

Oregon has nearly 363 miles of pristine, public coastline beaches. Or does it? The Oregon Beach Laws of 1967 and 1969 protected the public's right of access to the free and uninterrupted use of Oregon ocean beaches and regulated the use of motor vehicles on the beaches. Now the U.S. Supreme Court may have something to say about that. A case from Florida being argued today pits the state's need to prevent beach erosion against the rights of property owners to keep ownership of the land at the water's edge. Property owners bringing the case claim that new beach laid down through the State's beach replenishment program, is theirs. The State says the property owner's property line hasn't changed with the addition of more beach. It's just that they have more dry beach now. The real issue is that property owners don't want the general public to use the new beach area, in essence preserving the beach as their own private domain. Now it's up to the supreme court to decide if the State of Florida judicial system acted unconstitutionally by making a ruling which resulted in an unconstitutional taking of private property. The Florida Supreme Court says that the beach replenishment is just "the state's constitutional duty to protect Florida's beaches in a way that reasonably balances public and private interests." When new beach is created, property owners' rights haven't changed: they can still get to the ocean and see the water. The court also said Florida common law has never provided the landowner a right to own the emerging land as their own property. Now the U.S. Supreme Court — including at least one justice who owns a vacation house on the water — will make a ruling. The decision might make big changes for Oregon's beautiful public beaches--and not in a good way.

My Favorite Neighborhoods, Part Two: Greentrees Village

Greentrees Village is one of two over 55 gated communities in Florence. Greentrees residents enjoy the privileges of owning both their home and their land. Established in the early 70's, Greentrees has about 700 homes located east and west of Rhododendron Drive perhaps a mile from highway 101 near Old Town. Some homes on the west side are river front where owners have a spectacular view of the Siuslaw River and the ocean dunes. These home owners have their own beach available to them, especially at low tide. For those residents who don't own river front property, there is river and beach access for all residents who want to take advantage of Greentrees' fabulous location. Greentrees Village has so many advantages and amenities, it's hard for me to decide which I love the most. Perhaps it's the two swimming pools, pool table, sauna, tennis courts, library, popcorn machine, club house and so forth. Or maybe its all the fun events that one resident or another sponsors. Check out their calendar at http://www.greentreesvillage.com/ Or maybe it's one of the many clubs. Perhaps the well-kept pet-friendly streets where the speed limit is 10 mph. Or the native vegetation that must be kept as a visual barrier between homes. Perhaps the flock of wild turkeys that stand in the road. Or maybe it's the price of homes ranging from $75,000 to $322,650. There's a home in most every one's price range. I am particularly impressed with what's covered in the $146.00 a month home owner's association fees: maintenance of all the recreational facilities and the club house; the beach access; paving and maintenance of private roads; garbage collection; water and sewer; basic cable; and of course staffing. There's not a better deal anywhere else in friendly Florence, Oregon. I've represented several buyers who now are happy home owners in Greentrees Village. And soon one of my buyers, who has just sold her home in Oklahoma City will be one of the newest residents of Greentrees. All my buyers would be so pleased to speak with anyone thinking of relocating to Florence about the joys of living in their neighborhood. Just email or call me, and I'll put you right in touch with them.

Credit, Credit, Who's Got Credit?

Some people are re-examining their use of credit, especially as the all-important Holiday shopping season is upon us. The cost of credit has skyrocketed of late as credit card companies ratchet up charges before the new federal law goes into effect in February 2010 that curtails companies' ability to raise rates at will. So here's some food for thought. Credit scores are calculated from a lot of different credit data in a credit report. This data can be grouped into five categories. Payment History is 34%; Length of Credit History is 15%; New Credit is 10%; Types of Credit Used is 10%; and Amounts Owed is 30%. A credit score takes into consideration ALL these categories of information, not just one or two. The importance of any factor depends on the overall information in your credit report. Your score only looks at information in your credit report. However, lenders look at many things when making a credit decision including your income, how long you have worked at your present job and the kind of credit that you are requesting. Your score considers both positive and negative information in your credit report. Late payments will lower your score but establishing or re-establishing a good track record of making payments will raise your score. If you want to improve your credit so that you can qualify for the best home loan rate, contact me and I'll put you in touch with a great mortgage consultant who can help you put a plan together so that within a year, you're likely to be able to qualify for a good loan, barring things like bankruptcy and law suits on your record. Keeping good credit is a piece of cake once you've cleaned your old credit report up.

5 Things to do Before Putting your Home on the Market

1. Have a pre-sale home inspection. Be proactive by arranging for a pre-sale home inspection. An inspector will be able to give you a good indication of the trouble areas that will stand out to potential buyers, and you’ll be able to make repairs before open houses begin.

2. Organize and clean. Pare down clutter and pack up your least-used items, such as large blenders and other kitchen tools, out-of-season clothes, toys, and exercise equipment. Store items off-site or in boxes neatly arranged in the garage or basement. Clean the windows, carpets, walls, lighting fixtures, and baseboards to make the house shine.

3. Get replacement estimates. Do you have big-ticket items that are worn our or will need to be replaced soon, such your roof or carpeting? Get estimates on how much it would cost to replace them, even if you don’t plan to do it yourself. The figures will help buyers determine if they can afford the home, and will be handy when negotiations begin.

4. Find your warranties. Gather up the warranties, guarantees, and user manuals for the furnace, washer and dryer, dishwasher, and any other items that will remain with the house.

5. Spruce up the curb appeal. Pretend you’re a buyer and stand outside of your home. As you approach the front door, what is your impression of the property? Do the lawn and bushes look neatly manicured? Is the address clearly visible? Are pretty flowers or plants framing the entrance? Is the walkway free from cracks and impediments?

What to Do About Mold--Is It Really a Problem?

Home buyers and sellers want to know if there is mold in a home. So why not do mold testing? If it were only that simple. Fungal air tests are expensive and inconclusive. Neither the New York City Department of Health nor the Environmental Protection Agency recommend measuring airborne fungal levels. So how DO you know if there's mold: If you see mold or you smell mold you have mold. You do not need to test for it if you see it or smell it. Mold problems are caused by water problems. No water problem, no mold problem. Find the water problem and you will find the mold. Moisture meters can help determine whether a material is wet, even when it appears dry and can therefore help locate a moisture source or reservoir; the moisture meter provides immediate results. Here's where to look for water: high spots--roofs and attics near dormers. Low spots--basement and crawl spaces. The holes--doors, windows, under windows. Plumbing pipes and fixtures, water tanks, toilets, sinks, dishwashers, showers, washers. The cold spots, areas in contact with the outside, especially corners of closets. Mold may grow in hidden spaces like in exterior walls or ceilings or spaces that contain water pipes or air conditioning ducts. Look behind or beneath cabinets, furniture, shelving, appliances fixtures, sinks, cabinets, toilets, behind headboards, bookcases, sofas, dressers, file cabinets, or toilets. Under vinyl wallpaper, mop boards, under carpet or vinyl flooring. If you don't see it or smell it on a surface you probably don't have it. The "white glove test" and common sense are currently the best approach. No dust and dirt--no mold. Clean everything for dust and dirt and everything will be clean of mold. Dry dry dry. A little bit of mold is not a problem. A little bit of residual moisture may be a problem. Find that moisture! For futher information, see www.cdc.gov/mold/ , http://forensic-applications.com/moulds/sok.html and http://forensic-applications.com/index files/page477.htm

When's a Tsunami Coming to Florence?

Lots of people who are interested in owning a home in Florence ask me about tsunamis and the tsunami zone. The Cascadia subduction zone is a fault that stretches from northern Vancouver to northern California. Recent findings concluded the Cascadia subduction zone was more hazardous than previously suggested. The feared next major earthquake has some geologists predicting a 10 to 14% probability that the Cascadia Subduction will rupture in the next 50 years, producing an event of magnitude 9 or higher. The tsunami produced may reach heights of approximately 100 ft. The last known great earthquake in the northwest was in January of 1700. The Great Alaska earthquake of 1964 was the most powerful recorded earthquake in US history, a magnitude 9.2. The resulting tsunami affected Florence as well. Water was pushed up the Siuslaw River until it ran out of steam where the river widens out at the North Fork of the Siuslaw, not far from Florence. Geological evidence indicates that great earthquakes may have occurred at least seven times in the last 3,500 years, suggesting a return time of 300 to 600 years. There is also evidence of accompanying tsunamis with every earthquake. The City of Florence has addressed the question of tsunamis head on. Follow this link for more information, including a tsunami map: http://www.ci.florence.or.us/default.cfm. Click on the link on the left, Emergency Preparedness.

Weekly Mortgage Report

MORTGAGE RATES REMAIN LOW, INCREASING AFFORDABILITY
McLean, VA – Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey® (PMMS®) in which the 30-year fixed-rate mortgage (FRM) averaged 5.04 percent with an average 0.6 point for the week ending September 24, 2009, unchanged from last week when it averaged 5.04 percent. Last year at this time, the 30-year FRM averaged 6.09 percent.
The 15-year FRM this week averaged 4.46 percent with an average 0.6 point, down from last week when it averaged 4.47 percent. A year ago at this time, the 15-year FRM averaged 5.77 percent. This is the lowest the 15-year FRM has been since Freddie Mac started tracking it in 1991.
The five-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 4.51 percent this week, with an average 0.5 point, unchanged from last week when it averaged 4.51 percent. A year ago, the 5-year ARM averaged 6.02 percent.
The one-year Treasury-indexed ARM averaged 4.52 percent this week with an average 0.6 point, down from last week when it averaged 4.58 percent. At this time last year, the 1-year ARM averaged 5.03 percent.
(Average commitment rates should be reported along with average fees and points to reflect the total cost of obtaining the mortgage.)
“Mortgage rates held relatively steady at three-month lows this week,” said Frank Nothaft, Freddie Mac vice president and chief economist. Correspondingly, the Mortgage Bankers Association reported that mortgage applications jumped 12.8 percent over the week of September 18th to the strongest pace since late May, boosted by refinancing activity.
“In its September 23rd policy statement, the Federal Reserve (Fed) indicated that it plans to keep its benchmark interest rate exceptionally low for an extended period. This will likely benefit consumers who opt for ARMs, because they are typically tied to shorter-term interest rates. The Fed also noted that activity in the economy and housing market has picked up and financial markets have improved.”
Freddie Mac was established by Congress in 1970 to provide liquidity, stability and affordability to the nation's residential mortgage markets. Freddie Mac supports communities across the nation by providing mortgage capital to lenders. Over the years, Freddie Mac has made home possible for one in six homebuyers and more than five million renters.

Carbon Monoxide Detectors Mandated by HB 3450

The Oregon legislature passed HB 3450 in June mandating residential carbon monoxide detectors under the state building code. This requirement becomes effective in April of 2011. Carbon monoxide detectors will also be required in all residences with a carbon monoxide source at the time of sale under State Fire Marshall rules also to become effective in April 2011. Until the rules are adopted and the time of sale requirement becomes effective, no change in real estate practice is necessary.

Condos in Florence Oregon

There are 53 condos for sale in Florence now ranging in price from $110,000 to $479,000. The condo at $110,000 is an apartment conversion about 10 blocks from Old Town. The condo listed at $479,000 is in Old Town with views of the Siuslaw River in a beautiful building with elegant tiled courtyard outfitted to appeal to those who love Tuscan themes. Secure parking on the ground floor of the building combined with a market and gift store offer the discriminating buyer just what they need. The best deal in a condo is on Jasper Lane. Priced at $129,00 with 1368 square feet and a garage, it's a good investment whether you live in it yourself or rent it out. My favorite view condos are the Bay Bridge Condos. Built in the 1980's, many of these condos have fabulous views of the river and the Glenada Dune on the south side of the river. Sunsets are spectacular. There are two units for sale both priced at $299,000. One is 1500 square feet; one is 1048 square feet. The smaller unit is ground floor on one level. The larger unit is two level. Both have covered carports and outside storage. Home Owners Association Dues range from $75 a month at Cedarwood (there's a nicely renovated unit there priced at only $114,500) to $319 a month at Bridgeport Landing. If you'd like further information on condos in Florence, email me or call me at 541-991-7480. www.oregoncoastrealestate.com

Native Americans in Florence Oregon and the Oregon Coast

The earliest written record of life along the Siuslaw River comes from the journal of Alexander McLeod of the Hudson's Bay Company. In the mid-1820's he led a fur trapping brigade to the coast and came as far south as the Siuslaw River. He described the Native Americans he met as "peaceful and industrious." Fur trappers and traders would have ongoing good relations with coastal tribes until the middle of the 19th century when political events would forever alter the way of life along the coast. First, the bill that created the Oregon Territory passed Congress in 1848 and Lane County was formed by act of the territorial legislature a couple of years later. Then in 1855 a series of treaty conferences along the Oregon coast obtained the signatures of the heads of almost every Native American group between Tillamook Bay and the California border ceding more than 2.5 million acres that were never paid for as had been agreed upon. They were forced onto the Siletz Reservation which originally extended from Tillamook County to the "outlet of Tahkenitch Lake" south of Florence and stretched to the crest of the Coast Range. In 1865, the reservation was further decimated when it was cut into two parts, a wide swath being taken out of the middle so that non-Natives could exploit the oyster beds in Yaquina Bay. Then once more, in March 1875, the southern part of the reservation, including the Siuslaw Valley, was opened to non-Native American settlement. Most Native Americans moved to what was left of the reservation. The census of 1910 showed only 7 members of the Siuslaw Indian tribe living in the valley. Taken from "The Florence Book" 2008 Revised Edition, The Siuslaw Pioneer Museum

Florence Oregon Real Estate Market Report Summary for August

There were 467 active listings in the Florence Multiple Listing Service in August compared with 542 in August 2008, a decline of 13.9%. This decline may reflect sellers choosing not to list their home for sale in a very soft market, hoping for a better market in 2010. The Florence MLS includes homes north and south of the Florence city limits, and east to and including Mapleton. Average home sale price was $220,200 compared with $256,300, a decline of 13.3%. Days on the market increased by 27.5%, from 233 to 297. Closed sales declined by 28.8% year over year; 84 so far this year compared with 118 this time last year. Pending sales were up in August over last August but the Florence MLS is on track for a serious sales decline in 2009, right now, minus 28.8% compared with 2008. There have been no sales of homes over $1 million dollars this year and only 3 sales over $500,000. Since the greater Florence area is a retirement area, we depend on buyers moving here from California, Arizona, Washington and other such states. Until the markets there improve substantially, Florence's real estate market is likely to remain lethargic at best. Foreclosures in such areas as Sacramento and Phoenix are selling rapidly, a positive sign, but there is much more to go before Baby Boomers are able to sell their homes at a good price and relocate to Florence, Paradise on the Pacific.

Getting Involved and Having a Ball in Florence

Once of the most amazing things about Florence Oregon is the amount of volunteerism here. Perhaps it's because many people who live here are retired and have the urge to have something positive to do with their time, perhaps it's because people like to be with other people, perhaps they want to have fun, all good reasons to volunteer. Florence is virtually run on volunteers. Much of what makes Florence special today is because of volunteers: the Florence Event Center, the Siuslaw Public Library, the revitalization of Old Town, the new ice machine which will soon be operational for our commercial fishing fleet, the Florence Area Humane Society, Florence FoodShare, the 102 year old Rhododendron Festival, the Florence Van Fans who take people with cancer to Eugene for chemo and now the new Senior Center just being built--all of these projects have been successful because of volunteers, many of whom are unsung heroes. It doesn't matter how old you are, where you came from, what you did in that other life, there's a volunteer opportunity just waiting for anyone who cares to lend a helping hand. If you're interested in finding out more about volunteering, check out the Florence Meeting Place page in The Siuslaw News, a full page in tiny print of many of the activities in Florence. That's a good starting place. Better yet, when you're in Florence next, ask the person you meet in the coffee shop or at the grocery store who they volunteer with. I'll be you they've got a great answer! And you'll get an invitation to get involved yourself.

Good Eats and Treats for the Vegetarian and Organic Eater

Looking for organic food? Want to crunch a great carrot right off the farm? Florence has a couple of choices for you. The Florence Food Co-Op, located on Rhododendron Drive a 1/2 block off highway 101 on the west side, is a year or so old. It has a lively and interesting group of committed volunteers, many of whom bring goodies directly from farms in the valley to the Co-op so that the veggies are as fresh as any bunny would want. If you're looking for good eats at a restaurant, try Nature's Corner Cafe and Market, also on highway 101 on the west side, 1/2 a block from the much loved and much photographed and painted Siuslaw River Bridge. There you'll find an eclectic mix of Art Deco furniture to plop down on and a menu extraordinaire. I don't think any other restaurant in town has such a fabulous selection of mouth-watering delectables. One of my staples is a black bean taco with yummy salsa and a smattering of fresh mixed greens on the side, all for the tiny price of $3.95. And the water's free. It's the perfectly sized lunch on the fly. Plus there's always entertainment looking out the window at passersby, or you can sit on their outside deck under blue skies and beachy breezes. Before you leave, you might want to pick up a bottle of organic wine and be sure to check out their petite grocery with everything you need to tempt the organic pallette. Of late, Safeway, Fred Meyer and Grocery Outlet carry their own selections of organic vegetables, frozen foods and miscellaneous sundries as well. All you veggie heads out there, Florence has what you need. It takes a veggie head to know a veggie head! So if you need any tips about vegging out in Florence, I'm your gal. www.oregonflorencerealestate.com

25 FREE Things to Do in the Florence Area

1. Go kayaking or canoeing on Cleawox Lake at Honeyman State Park. The lake has a long narrow finger that's great to explore. Look and listen for lots of interesting birds.
2. Hike the Siltcoos Lake trail through old growth Douglas Fir, hemlock and Western Red Cedar. The loop is a couple of miles round trip and the rewards are many, not the least of which, depending on the season, are brown newts and banana slugs crossing your path.
3. Take a walk on Heceta Beach from the North Jetty to Driftwood Shores. Be on the lookout for seals playing in the near shore waves.
4. Stroll Saturday & Sunday Market along the boardwalk in Old Town and chat with artisans about their work.
5. Check out the fabulous beads at The Brown Dog in the Highway 101 Antique District.
6. Go swimming at Woahink Lake. You'll love the little sandy beach and refreshing clear water.
7. Ask to see Boris Karloff's room at The Lighthouse Inn on Highway 101, a 1930's treasure.
8. See Cobra Lilies at Darlingtonia State Natural Site. No, they don't bite.
9. Listen to the ukeles play at the Old Town gazebo. You'll think you're in Hawaii.
10. Dance to Curtis Delgagdo at Traveler's Cove.
11. Look for Sea Stars and anemones at Stawberry Hill.
12. Watch the salmon make their run up the Upper North Fork River in the fall.
13. Agate hunt just about anywhere.
14. Tube down the Siuslaw above the Mapleton Bridge, and on down the river.
15. Check out the art work at Backstreet Gallery, an artist's cooperative.
16. Bike the Munsel Creek Bicycle Trail.
17. Attend the Pioneer Museum's Storytellers event.
18. See Lemon yellow Gorse in bloom in February on the rocks at Southview.
19. Eat sun-warmed blackberries you pick yourself in August. Yum!
20. Skate at the skateboard park in Miller Park.
21. Watch the Rhododendron Parade, 102 years old, in May.
22. Paint a picture of the Conde McCullough bridge over the Siuslaw from the beach on Bay Street.
23. Hunt for wild iris in the late spring.
24. View Sweet Creek falls any time of year. Enjoy the swimming holes in the summer.
25. Read The Siuslaw News online.

Peaches, Pooches and Pocketbooks on the Old Town Florence Boardwalk

I love strolling the Old Town Boardwalk during Saturday Market. What a lovely assortment of food and fun stuff to pick from. I think just about every dog in town visits the boardwalk. I saw hot dog doggies, fluffy doggies, short doggies and tall doggies, barky doggies and standoffish doggies. My dog, Maeve, is a whiner doggie, not to be confused with a weiner doggie, a cross between a Chow and a Golden Retriever, about 35 pounds, a redheaded shedder extraordinaire. If I were smart, I'd collect all that red hair and knit a sweater for the cool months I spend in front of the fire. Or maybe I could figure out a way to incorporate her hair into my watercoloring. Anyone with suggestions, please shout them out. Anyway, when Maeve sees another dog, she whines and sings out her hello, hoping someone will come over and pet her. She thinks she's the prettiest pooch on the boardwalk and lots of folks must think the same or love her singing because they come over and give her a pet. She gives them a toothy smile and that results in more pets, then she sings a little more and the pet goes on. Last time we were on the boardwalk, the fresh veggie vendors were there in force. I bought my husband and I a peach each from an organic farm, the kind of peach that you just have to eat right then and there, the kind I call a two paper towel peach, so much juice dripping down your chin, you attract bees and butterflys to the sweet nectar. Could August possibly get any better than this? Not in my book. The Saturday Market goes on until the weather gets fall-like, maybe a little rainy. I hope we've got another 6 weeks and that those peaches keep coming. But you never know, so if you've a yen for juicy peaches, pooches, pocketbooks and more, set your sites for Florence Old Town right away.

Lots of Lots for Pennies on the Dollar in Florence

This morning I had a lovely couple walk into the office. They have a home in Grants Pass and an RV lot in Arizona and are looking for an RV lot in Florence because Grants Pass is way too hot in the summer. There are lots of lots for little to nothing in Florence right now, some of which are foreclosed lots in lovely subdivisions, some in gated communities on the golf course, some in 55+ parks, some in the country, one with a fabulous view of Old Town Florence, the Siuslaw River and the beautiful Conde McCullough bridge built in 1936, http://tinyurl.com/kpp8fw. I sent them off to explore the two best lots for their RV and for investment. If they're smart, they'll be back because now's the best time to purchase a lot or a home in our area. Prices haven't been this good since before the 2004-2005 boom. Check out all the Florence area lots for sale at www.oregonflorencerealestate.com. Contact me for my two favorite lots for sale.